Privacy Policy

Privacy Policy

We respect the privacy of visitors to our website and your personal privacy and the security of your personal information are important to us. All your information is collected and handled in accordance with the law. This policy is provided to you as required by the Federal Financial Privacy Law (15 U.S.C. §§ 6801-6810). This Privacy Policy should be read in conjunction with the Website Terms and Conditions. .

1. Use of your information

If you provide us with your information through our website, for instance by filling in a qualification form or a loan application, we shall use your information as set out in this privacy policy and in the notices we provide when you submit your information. In order to better assess your suitability for our products and services, we may also collect information from employers, insurers, financial institutions and trades people, as well as from the three national credit-reporting agencies (Experian, Equifax, and Trans Union) or other regional credit reporting agencies. By submitting your personal information, you consent to our use of the information as set out in this privacy policy and such notices and to our use of such information for the purposes set out below. If you give us your personal information, we will use it to provide you with the information you request. We may also from time to time contact you by mail, telephone, or email to provide information that may be of interest to you, including our newsletter, special offers and details about the services we offer. You can tell us to stop sending you marketing information at any time by contacting us. By submitting your personal information, you agree that we may for the purposes set out above disclose your information to our agents and service providers.
We may disclose certain information about you when:

  • a court or governmental agency requires us to do so;
  • we are or may be selling all or any part of our business or merging with another business; and
  • we are providing information to someone with a legal interest in your information, such as someone who lent you money and holds a lien on your property.

2. Third parties

If you request information through our website, we will forward the personal information you submit to selected vendors, agent, brokers and other related third parties to enable us to obtain information for you. These third parties may use your personal information for their own purposes, which may include contacting you by mail, telephone or email, and any use by these third parties will be subject to the third parties’ own terms and conditions and/or privacy policies. We cannot provide requested information and details to you unless we are able to share your personal information in this way. Also, we may share your personal information with other selected third parties that may contact you directly about their products or services.

3. Cookies and IP logging

This website uses cookies. A cookie is a piece of data that may be stored on your computer while you visit a website. The cookie stored by this website will be used to identify your computer. You may disable the use of cookies in your internet browser, but this will restrict your use of our website. When you visit our website, our server will automatically record your IP address and the time and duration of your visit. We may also use the records of the pages you visit on this website to analyze trends, administer the site and track your movements through the website so that we can improve the usability of and access to the website.

4. Accessing your personal information

You have a right to ask us to provide you with the information we hold about you and to have any inaccuracies corrected. If you would like to do so, of you have any other queries about this policy, please contact us.

Instructions to (I) Opt-Out of Future Communications and (II) Modify or Delete Your Personal Infomation

You may request to (i) opt-out of future communications with us or (ii) modify or delete your personal information by sending an e-mail to privacy@creativehardmoney.com or by mail to: 508 Whitehorse Ave, Hamilton, NJ 08610. Please specify the nature of your request (i.e., opt-out or deletion/modification).